The affect the ACA is having on you personally.

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Heretic
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The affect the ACA is having on you personally.

Post by Heretic »

Well with open enrollment in the air how has the ACA affected you?

With me it seems I actually get to keep my coverage and my doctors. I had only a $15 dollars per month increase. This may only be a may because I'm in the UAW and not paying for my own insurance fully. I also fall into the Cadillac category with means more taxes for me in 2018. So Did I come out alright maybe not.

OH and let's keep this about yourself not headlines of others.
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callmeslick
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Re: The affect the ACA is having on you personally.

Post by callmeslick »

different provider(right now on tail end of coverage from job I retired from): current cost $1723 per month. ACA cost $1450 per month, slight increase in deductable, slight drop in SOME copays. I opt for a platinum plan, covering two people in our late 50's, both with pre-existing conditions. Two years ago, I couldn't have gotten any policy without a HUGE deductable, no matter how much I wished to pay, and it would have had a benefit cap on top of it.
I am not eligible for subsidy of any sort.
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Re: The affect the ACA is having on you personally.

Post by Tunnelcat »

Hasn't affected me yet. My current plan is still cheaper than one from the exchange, but with a higher deductible. I don't know how long that will last though. I'll see...........
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Spidey
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Re: The affect the ACA is having on you personally.

Post by Spidey »

Undue stress...

That I really don't need.
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Re: The affect the ACA is having on you personally.

Post by CUDA »

Gold plan


30% increase in premiums
$1500 deductible increase
copay from $30 to $50
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Re: The affect the ACA is having on you personally.

Post by callmeslick »

your employer doesn't provide insurance, CUDA?
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Re: The affect the ACA is having on you personally.

Post by CUDA »

That's AFTER my employer pay portion. we are not a Huge corporation about 800 employees in all 17 locations

was paying 536.00 a month now at right at $700.00
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Re: The affect the ACA is having on you personally.

Post by flip »

We are ending up with roughly the very same increase as Cuda, but there is the option to go outside the school system. I wonder if we would qualify for any of those subsidies that Woodchip got? I guess I got some reading to do.
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Re: The affect the ACA is having on you personally.

Post by Duper »

Cuda, who's your carrier? I've Providence. We don't pay quite that much but then again, the company I work for picks up a chunk as well.
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Re: The affect the ACA is having on you personally.

Post by CUDA »

Cigna
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Re: The affect the ACA is having on you personally.

Post by woodchip »

One thing you all may want to check on is something call "cost sharing". I think it is part of the AHC and comes into play if you make some income.
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