callmeslick wrote:TC, you are(and have been, for a while, I suspect) been hosed by an insurance company. Now, I've never had a plan that I didn't have to renew annually, so I don't know quite what to make of one which you bought 4 years ago, and quietly accept the changes they made ever since. Still, they are essentially lying to you, and as I have said before, you should get yourself to the exchange for your state ASAP. You might be surprised, both at the premiums, but also the coverage, and possibly the tax rebate you might get.
You misunderstand Slick. I kept and renewed that policy for 4 years
willingly and without changes. In fact, the September
right before that infamous date of March 23, 2010, they plied me with requests to make changes to my plan. Uh, huh. I
almost raised my deductible to $10,000, but I'm glad I didn't do it because that would have dumped my grandfathering THIS year. Thanks to those
later added regulations (Pelosi is deluded), I didn't even know about that little gotcha back then, but I did sense a trap. So I stuck with my plan because the premiums were still decent and that $7500 deductible was fine by me. They even added all the freebies for women's health care well before the ACA came into effect, so it's already pretty close to what Obamacare offers now, at a far lower price, even with that BS of a "tax" factored in. Sure, I could pay more to get a lower deductible, but why? I'd really like a higher deductible and a lower premium, but you can't get that on Obamacare here in Oregon. Besides, I don't intend to use health care unless I
really need it. Even then, I'd have to think long and hard about it first. The system just makes my blood pressure spike every time I go into the doctor's office. Then they want to ply me with blood pressure meds instead of dealing with the reasons I went in there first place.
Now I think somewhere in CUDA's list is the reason for my little federal tax hike. I ran across those when I was searching. But it's really a bogus excuse to raise my and other people's rates just to keep their profit margins up in the face of Obamacare and i
nsurance coverage for all (notice I said "insurance coverage", not actual health care), so why not blame the government who created this mess in the first place? What I'd like is for these insurance companies to at least be honest. If my insurance company wants to "tax" me and raise my rates to make up for their lost profits, then throw the blame the feds, at least
tell me in writing that's what they're up to. If it is a true "tax", then give me the pertinent regulation that applies to my plan. Fat chance. Disingenuous bastards, and I'm talking about the private insurance companies, not the feds. I already know the Dems are lying through their teeth to make this turd of a law even work.
