DescentBB

I am no fan of consumer debt and I have none except for my home and my car. At present, I have no credit cards (even with zero balance). However, I have come to a point where I believe it would be good to have a credit card and I am looking for a good deal. Any of you peeps found a good deal? Specifically I am looking for :

1) No yearly fee
2) Cash back for purchases
3) Low APR

Thanks in advance,
Ice out

I think Discover Card fits all those. I have one and can use it just about anywhere. Visa/MC are the universal ones though. Maybe go to lending tree .com and check it out?

If you have good credit, you can get 6.9% standard rate with a Capital One No Hassle Platinum card. That's the one I use if I need to let it ride for a few months. Otherwise I use a card that gets me airline miles if I know I'll be paying off right away. Southwest has a nice card for miles.